Waypenny is the only finance app that handles net worth, budgets, business P&L, and cash flow side-by-side. No more juggling QuickBooks and Monarch. No more paying twice.
No credit card required.
Freelancers, artists, consultants, side-hustle operators — anyone who needs to see both sides of their money.
Track assets, liabilities, and net worth over time. Add accounts manually or sync banks automatically.
Category budgets, 50/30/20 rule, over-budget alerts. The clarity YNAB and Monarch made famous.
Revenue, expenses, owner draws, payroll. Real numbers, real time — no accountant required.
Kanban-style tracking from prospect to paid. Built for project-based work, not just retail.
Connect checking, savings, credit cards. Balances update automatically; everything stays in one place.
Ask "why is my profit down this month?" and get a real answer — grounded in your actual numbers.
Beat QuickBooks at $19/month — and get personal finance free with the Bundle.
All plans include a 14-day free trial. No credit card required.
Set up takes about two minutes. No credit card. Cancel anytime.
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