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Before we create your account
Please review our Terms of Service and Privacy Policy. You’ll need to
agree before you can continue.
Quick summary (the full versions are linked below):
Waypenny is a bookkeeping and personal-finance tool. It’s not
financial, legal, or tax advice.
You must be 18+.
You own your data. We do not sell it, do not train AI on it, and do
not serve you third-party ads.
Payments run through Stripe. If you use invoicing with Stripe
Connect, your clients pay your Stripe account directly —
Waypenny is not the merchant of record for those transactions.
You can cancel anytime. Account deletion runs on a 14-day grace
period; inactive canceled accounts are purged after 12 months.
Waypenny operators may access your account for support, security,
or legal compliance. All access is logged.
Governing law: State of Missouri.
If we materially change these Terms, we’ll ask you to
re-accept the next time you sign in.
The full Terms and Privacy Policy are the binding agreements. Read them
before you agree.